The Credit Management Research Centre (CMRC) conducts research on credit, lending, debt management and financial risk
CMRC’s work spans credit risk, business finance, equity finance, lending markets, and policy-relevant applied research. The centre’s research is designed to combine academic rigour with practical relevance for policymakers, lenders, businesses, and the wider research community.
Research Themes
Credit risk and scoring
Credit modelling, default analysis, and borrower and firm-level risk.
Business and SME finance
Lending markets, access to finance, firm performance, and SME funding.
Equity finance and policy
Venture capital, regional finance, and policy-relevant market design.