Welcome to the Credit Management Research Centre (CMRC). 

The unique focus of CMRC is to engage in a research programme that combines academic rigour with practitioner and policy relevance. 

CMRC’s mandate – to create and disseminate knowledge – goes hand in hand with building strong relationships with the credit industry and policy makers.

Our mission is to establish a leading and internationally recognised centre for research and expertise in risk analysis and scoring, business finance (equity and debt), the management of corporate lending, business-to-business trade and consumer credit.